"This book, containing fifteen well-researched papers, attempts to analyze the various aspects of rural financial market in India, which has undergone a sea change after liberalization. Improving access to finance in rural areas is one of the biggest development challenges facing shining India. Due importance has been focus on marketing aspects of rural finance. Credit alone cannot bring in development unless accompanied by the provision of forward and backward linkages relating to the remunerative disposal of final products in the global market.

Examining the reasons and factors affecting both banks and their clients, the contributors deliberate on poor repayment capacity of rural borrowers, high transaction costs of rural lending, status of rural institutional credit, problems and prospects of agricultural credit, credit planning, and growth and future agenda of micro-finance. They also deal with SHG-DCCB linkage, innovation in rural finances, role of rural banks in economic development and recent developments in the farmer's market."
                                                                                                                       [from Blurb]

Contents

Foreword / Dr. Kirti S. Parikh

Preface / Dr. K. G. Karmakar

Editors' Note

List of Contributors

List of Tables

List of Figures

1. Institutional Credit for Agriculture in India : Status, Constraints and Future Agenda / Gursharan Singh Kainth

2. Rural Credit in India-Status, Issues and Future Agenda / Swami Prakash Srivastava

3. Agricultural Credit in India : Problems and Prospects / Brahm Prakash

4. Rural Co-operative Credit Institutions in India / H. Shivappa

5. Credit Planning in the Context of Rural Financial Intermediation in India : An Overview / Prabal K. Sen

6. Micro-Finance in India : New Mantra of Rural Finance / Gursharan Singh Kainth

7. Repayment Capacity in Self-Help Groups vs. Co-operatives / A. Malaisamy

8. An Anotomy of SHG-DCCB Linkage in Maharashtra / V. M. Rao

9. Innovation in Rural Financial System / Gursharan Singh Kainth

10. Role of Commission Agents in Rural Finance / Manmohan Singh Gill

11. Indebtedness among Agricultural Labour Households in West Bengal / Rathindra Nath Pramanik

12. Management of Rural Finance and Inequality in Short-Term Credit Flow in Maharashtra / K. L. Jadhav

13. Role of Rural Bank in Economic Development : A Micro-Analysis / R. P. Singh

14. Sustainable Competitive Advantage to India in Terms of Export and Agriculture / Vaidehi Pandurengan and Hemantkumar P. Bulsara

15. Recent Developments in the Farmer-Market Linkages of Agri-Business in Gujarat / Anita Arya

Index